Todd Wetzelberger, Baltimore Maryland

Salem, MA HOA sued me over $140 in late fees; put lein on condo; threaten to foreclose
May 16, 2016
Joy Carter Minor, Moss Point, MS
May 16, 2016

Todd Wetzelberger, Baltimore Maryland

This is a good story, and I hope entertaining and educational at the same time.

I investigage foreclosure and mortgage servicing fraud and as a result have been targeted by the “just us” system, crooked courts, judges, attorney, etc, etc. Anyone who has tangled in court knows the same old story.

The difference is that I’m lucky enough to have taken to exposing this fraud like a duck in water.  Because of the skill I have, I’ve been targeted in an attempt to silence me, intimidate and threaten me and my family and try to reduce me to living under a bridge where I won’t be a threat to exposing the crimes of all the usual suspects (servicer posing as “creditor”, crooked attorney with no first hand knowledge, crooked judge covering for his crooked attorney because the attorney probably has a picture of the judge in a closet with a donkey wearing a blue dress,,,).

One crooked attorney already had his crooked judge buddy swear out a void, fraudulent body attachment for “contempt” on the EXACT same day that the judge and sheriff received the Notice of Felony Crime I sent to the court exposing the crimes the attorney committed.

When that tactic didn’t work and I counterclaimed the crooked attorney Marc Donaty, Esq and his co-conspirators (in common law) the crook amazingly went silent. He didn’t say a word. He just had the judge fix the counterclaim after the clerk signed the no answer default judgment in my favor. See my handiwork here.

I’m just getting warmed up with Marc Donaty, the Baltimore County Sheriff’s Department and the judges who violated a ridiculous number of both state and federal laws including kidnapping, false arrest, extortion, mail fraud, RICO, etc.

As usually the state prosecutor Jim Cabezas failed to investigate claiming “not enough resources”, the MD Bar Grievance Commission investigator Fletcher Thompson, swept the crimes of Donaty et al under the carpet, and the Baltimore County Sheriff’s Department treated me like I was the criminal.

I remember Lt Kelly getting hostile with me on the phone, stating “there’s no crime” when I asked him what he was going to do about the crimes I reported. I said “come again, would you repeat what you just said for the record?” Kelly backpedaled and said “the sheriff’s department doesn’t investigate crimes, you need to report it to the County Police dept. That’s all  you need to know… Click” phone went dead.

The funny thing is the sheriff and all his little minions have sworn an oath to protect you and me from crimes and have a duty when a crime is reported under Title 18 Sec 4 Misprison of Felony, to either investigate or report the crime to the proper authorities.

The Baltimore Counth Sheriff J. Ray Fisher did neither other than falsely arrest me and my wife in front of my 3yr old daughter. The sheriff’s deputies said when they were at my house, “if you can’t find someone to watch your children, we will call social services to take them…”  Any parent right now is probably hanging from the ceiling by their fingernails.

I can’t tell you the restraint I practiced that day, when I calmly told the sheriff’s deputies, “you are an unwitting accomplice to kidnapping, false arrest, violation of my civil rights, etc” I got the “I’m just doin my job” from Deputy Dawg and his sidekick.

They of course lied and said “just bring your paperwork, we’re sure this is a mistake and you will be out of there in a hour..” That was a lie. My wife and I were paraded in front of an indifferent judge in handcuffs and leg irons. My wife is about 5’3″, works with multi-handicapped kids at the MD School For the Blind, and thought she was in a really bad dream.  See the complaint to the State Prosecutor here that was ignored.

You’re probably wondering “How does this apply to foreclosure fraud, and more importantly how does it apply to me ?”

The answer is, it has everything to do with you and foreclosure fraud, especially if you decide to put your helmet on and fight back. You must understand the courts are totally corrupted and former US Supreme Court Justice Sandra Day O’Connor is traveling the country to try to change the current system of elected state court judges to a merit based appointment system because she knows the entire system is broken beyond repair. Watch this short “What I Learned as a Legal Intern to get up to speed.

My background as a real estate investor/ developer has afforded me a perspective the average homeowner doesn’t have. Our $3mil historic redevelopment business was literally wiped out overnight when hurricane Katrina hit New Orleans in late 2005.

It took over 2 1/2 years (and several attorneys, engineers and public adjusters) to get all the insurance claims paid on all the damaged properties because the crooked insurance companies refused to pay claims on properties that say underwater for over 3 weeks after the levees broke in New Orleans.

We burned through over $250,000 in cash servicing the debt (paying mortgages) on vacant damaged properties because the banks didn’t care that we didn’t get the insurance money to renovate the properties to sell or rent.

When the cash ran out we did our own loan mods on residential and commercial properties. Others came to me for help and I negotiated for them until I figured out a few years ago what a crooked racket the “loan mod” scam was on the part of the banks.

I won’t go into that because everyone reading should know banks make more money foreclosing on “loans” they never made than they do modifying.  Then they can get the next sucker to “sign” a new note for the “sweet deal” they bought and sell that note for anywhere from 5 to 30 times the face amount, launder their ill gotten profits on the back of the last “deadbeat” homeowner who “couldn’t pay his bills” and repeat the cycle indefinitely.

Even as a real estate investor/ developer with an MBA I was as clueless as everyone else. When I found out the racket the banks were running, I put my helmet on and spent at least 5,000 hours over the past few years figuring out how the scam works.

I’m now an “expert” as some would say. I think I’m just lucky to have been led through a series of steps to this point for a reason. When I started litigating myself (due to the lack of any competent attorneys who wouldn’t throw me under the bus at the first sign of trouble) I quickly learned the extreme bias against anyone who doesn’t pay the extortion payment to an attorney to “represent” you in court.

I hope all of you know that an attorney’s first duty as an officer of the court is to the court NOT their client. That keeps the attorneys in check and the “uppity” ones lie April Charney and the handful of attorneys that have the guts to push back are usually admonished, threatened or fined to “keep them in their place”.

Personally, I’ll take the bias against “pro se” litigants any day over the chains of being a “ward of the court” and “represented”  That’s not to say I don’t have counsel, mentors, and some of the best brains in the country (attorneys and non-attorneys) on my team. One of whom who has “been to the show” (US Supreme Court).

As I said, I’m lucky in that my mind thrives on this game (a high stakes game, but a game nonetheless) and I’ve learned to beat these criminals at their own game.

Being a former deep sea diver in the Gulf of Mexico, I’ve had my share of times when I thought I was “all done” at least a half dozen times.  The benefit of those experiences is that I don’t scare easily, and in my world every day above ground is a good day.

I think the sheriff showing up was a good test and I believe that is why they are working so fast to cover up the cases I’m personally involved in to bury the fraud as quickly as possible because I wasn’t scared into backing off.

I exposed the fraud of both M&T Bank on our home in MD and Countrywide/ BofA on our home in New Orleans long before they filed any foreclosure suits. Since I help others expose the fraud, my cases come last (like the mechanic and his car).

As luck would have it, I got Thomas P. Dore on the stand in the MD case to admit he had NO first hand knowledge of ANY facts in the case. See the testimony here.

Use this testimony via Judicial Notice in all your cases and get this to your attorney (if you are using one) to show a pattern of fraud. We all know that in 99.99% of foreclosure cases, NO attorney has any first hand knowledge of ANY facts, therefore they can’t give testimony and affidavits are inadmissible under the hearsay rules.

This is basic litigation 101. You combine that with the fact the the plaintiff is NOT the real party in interest, the court never had subject matter jurisdiction and virtually EVERY fraudulent foreclosure case should be dismissed as an operation of law.

For those guv-ment agents monitoring my communications (I know you’re out there) legal education is NOT legal advice.

For all of you helping yourself and helping others see what the FTC/ DOJ and WI Supreme Court have to say about non- laywers helping others.  Someone with half a brain knows the public interest is truly served by allowing non-attorneys to offer education and NOT advice.

David Stern was taken down by all of you standing up and collectively letting public “servants” know that they still serve the public.

I’m methodically going about taking apart Thomas P. Dore et al peice by piece since he is the equivalent of David Stern in MD. I have a duty to make sure I put a stop to the fraud he has perpetrated on myself and thousands of other homeowners who are not equipped to protect themselves against these criminals.

I’ll post a lot more on Scribd (they have great search engine optimization) and will expose the fraud for the public to see and in turn use in their court cases as well, if nothing else to put the crooked judges and foreclosure attorneys on notice that you are not going to let these crooks get away with their crimes.

hang tough, it’s worth the fight. You will get an incredible education and hopefully help others learn to protect themselves as well.  Share these links/ tools with as many others as you can.

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