Sunday, 04 July 2010

Written by Barbara Caldwell

2 Comments

I’m a little out of my league regarding disability rights, but I’m scratching my head at why Freddie Mac, as an investor on a loan, would demand to know details of a homeowner’s disability before approving a loan modification?

When I applied for a loan mod there were no questions about how long I had been at my job. No questions about the state of my health (and I am NOT young). I worried for a time that there was some age discrimination going on, but I did get a mod. I have a friend, though, whose hardship is long-term disability, and Freddie Mac seems to be blocking approval of the loan mod offered by her servicer because they want details of the disability.

Is this legal?

Saturday, 12 June 2010

Written by Barbara Caldwell

4 Comments

Sitting here on a Saturday morning looking at my signed permanent HAMP mod documents from Chase. Yes ladies and gentlemen, they sent it back and I have their signature.

This has been an 18 month struggle, and I wish I knew what part of what I did – which e-mail, which fax, which phone call made the difference. As yet I’m not at all sure. I am grateful yes for getting this, but I wish I had something to share with everyone about what the secret was. I think it is a crap shoot.